欺诈 & 诈骗

Please be aware that FLCBank will never call you to request your personal information, 比如你的社会保险号, 你的出生日期, 您的网上银行用户名及密码, 您的信用卡/借记卡号码, 或者你信用卡或借记卡背面的三位数安全码.

The Federal Trade Commission (FTC) is the main agency that collects scam reports. Report your scam online with the FTC complaint assistant, or by phone at 1- (9:00 AM - 8:00 PM, ET).

参观 联邦贸易委员会消费者 Information site regularly to learn about recent scams and how to recognize the warning signs. 阅读联邦贸易委员会最近的警告或按主题浏览诈骗.

联邦贸易委员会还收集有关身份盗窃的报告. 在IdentityTheft网站在线报告身份盗窃.1点-(美国东部时间上午9:00 -晚上8:00)致电政府或.

报告虚假网站,电子邮件,恶意软件,和其他互联网诈骗 网络犯罪投诉中心). 一些在线诈骗开始于美国之外. 如果你是一个国际诈骗的受害者,请及时报告 econsumer.政府. Your report helps international consumer protection offices spot trends and prevent scams.



通知博天堂官方网络欺诈, 身份盗窃, 或涉及FLCBank或你的FLCBank账户的骗局, 请打电话给 800.318.3159,周一至周五,上午9:00.m.— 5:00 p.m. (EST)或电邮至 cybersecutiry@flcb.com. 请写上你的名字, 电子邮件地址, 电话号码和可能的欺诈或诈骗的详细描述.



We have received reports from customers that have received a text message about their account requesting personal information to verify the account or transaction. 这个链接是假的. Delete the text and please note FLCBank will also not call or text you to request personal information. 如果电话或短信听起来可疑,请不要回复.

以FLCBank名义诈骗 & 声誉


We have recently learned of a scam where a fraudster impersonates a FLCBank executive (for example, 约翰·阿伯特, 首席财务官), 社交媒体(e.g., (脸谱网)信息或短信, informing the intended victim that they need assistance with moving a sum of money from a foreign 银行 account. 在交易发生之前, 模仿者会要求某种类型的“预付款”, 受害人的损失发生在哪里. 如果你收到一封邮件, 这类短信或社交媒体短信, 博天堂官方强烈建议您删除该信息. 您可以通过以下方式与博天堂官方联系,以核实FLCBank发送的任何信息的真实性 cybersecurity@flcb.com.


The evolution of the internet has brought with it a number of extremely convenient advances in the way we shop, 银行, 并与博天堂官方周围的世界互动. 同时, that evolution has also given way to new risks—new avenues for criminals to create 网站 that are either fake, 欺诈性的或诈骗,骗取不知情的人的钱财.

Imposter 网站 are designed to appear legitimate and even mimic/clone the brand look of a business.  克隆的页面将使用相同的映像, 手机版博天堂官方内容和页面导航不过是logo, 登录屏幕, 联系方式和URL已更改. The website actually serves as a vehicle to compromise users’ personally identifiable information or login credentials for the purpose of effecting financial fraud.


当你在网上的时候,对你的个人信息要谨慎.  当一个网站要求你提供个人信息时, 要知道您输入的数据可能会落到不合适的人手里.  一个网站可能看起来像真的, but many are fronts for criminals waiting to steal your money and personal information.

在选择做你的生意之前对公司进行调查.  Enter the company name and the word ‘complaints’ into an online search engine to see what comes up. And take the time to ask a company for the details on state or 政府ernment licenses. If a company can’t provide the information or if you can’t find the details searching 政府ernment agency sites, 这可能是个危险信号.


Because of the uncertainty many of us are feeling due to the coronavirus (COVID-19), scammers are viewing this time as an opportunity to capitalize on people’s fears and vulnerabilities. 没有理由恐慌, 但你应该保持警惕,采取适当的措施, 如果没有额外的, 预防措施,以确保你和你的财务安全.

One recent scam that has surfaced involves the upcoming stimulus checks the federal 政府ernment will issue nationwide. Scammers are claiming to work for the 政府ernment and are targeting individuals through calls, 文本, 电子邮件和网站. 他们要求提供个人信息以换取刺激资金.

记住:永远不要提供诸如社会保险号之类的信息, 银行账户号码, PayPal account information or anything else that could put your personal information at risk.

We understand people may want to support local businesses and individuals who have been impacted by the coronavirus. 然而, it is important to verify the legitimacy of organizations and individuals to protect your personal information and accounts. 骗子们冒充慈善机构来瞄准受害者, 医疗专业人员和卫生当局.


  • 治疗诈骗: Scammers are offering to sell fake cures, vaccines and advice on unproven treatments for COVID-19.
  • 供应诈骗: 骗子们正在制造假商店, 网站, social media accounts and email addresses claiming to sell medical supplies currently in high demand, 例如外科口罩. 当消费者试图通过这些渠道购买物资时, 骗子把钱装进口袋,从不提供承诺的供应.
  • 提供者诈骗: 骗子通过电话和电子邮件联系人们, pretending to be doctors and hospital staff who have treated a friend or relative for COVID-19. 然后他们要求支付治疗费用.
  • 慈善诈骗: Scammers are soliciting donations for individuals, groups and areas affected by COVID-19.
  • 网络钓鱼诈骗: 冒充国家和全球卫生当局的骗子, including the World Health Organization (WHO) and the Centers for Disease Control and Prevention (CDC), are sending phishing emails designed to trick recipients into downloading malware or providing personal identifying and financial information.
  • 应用诈骗: Scammers are creating and manipulating mobile apps designed to track the spread of COVID-19 to insert malware that will compromise users’ devices and personal information.
  • 投资诈骗: 骗子们在各种平台上提供在线促销, 包括社会媒体, 声称上市公司的产品或服务可以防止, 发现或治愈COVID-19, and that the stock of these companies will dramatically increase in value as a result. 这些晋升通常被设计成“研究报告”,“预测一个特定的”目标价格,,并与微型股相关, or low-priced stocks issued by the smallest of companies with limited publicly available information.

因为类似的骗局可能会在未来几周或几个月内出现, 记住要注意保护你自己和你的财务. 请把这些建议分享给你家里的每一个人,不论他们的年龄, 特别是老年家庭成员, 因为他们似乎更容易成为目标.

了解更多关于网络安全、身份盗窃和诈骗的其他资源 & 欺诈行为

访问美国.S. 政府服务及资讯网站 了解更多.